Two Wheeler Loans FAQs

When can one apply for a bike loan?

You can apply for a bike loan at any time, before or post making the two wheeler model decision.

How can I be eligible to avail a two wheeler loan?

To avail a two wheeler loan from Indiabulls Dhani, you need to be an Indian resident aged 21 years and above. You should be a salaried professional or self-employed entrepreneur.

Can I use the two wheeler loan for commercial use?

Yes. You can avail a two wheeler loan regardless of your purpose to use the vehicle.

Does my information remain secure?

Yes, the information you feed about your two wheeler loan remains safe. We have a secure system in place which keeps all your data away from any harm.

Where can I download the Loan application?

You can download the personal loan application from Google Play Store or Apple Store. Alternately, you can also login on Indiabulls Dhani website.

What is a personal loan EMI Calculator?

Plan your expenses by estimating the amount of EMI that you will be paying at the end of each month. An EMI Calculator helps you get an approximate amount of the same.

When will I get the amount disbursed into my account?

At Indiabulls Dhani you get instant two wheeler loan approval, thus the amount is disbursed into your bank account in minutes.

What are the different tenure options?

The tenure ranges from 3 months to 36 months.

Are there any prepayment charges?

If you wish to repay your two wheeler loan before the tenure, that is known as prepayment. Many banks and lenders charge a prepayment fee. Indiabulls Dhani does not charge you any prepayment fee till ₹ 20,000.

What documents are required to avail a two wheeler loan?

Indiabulls Dhani does not require you to submit any hard copies of documents for your two wheeler loan. The process is paperless. You only need to fill in your PAN and address proof details.

Will my two wheeler be hypothecated?

No. The two wheeler you buy will not be hypothecated with us.

What is the minimum and maximum loan amount for a two wheeler loan?

Indiabulls Dhani offers two wheeler loans ranging from ₹ 1,000 to ₹ 15 Lakhs.