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Personal Loan Branches in Mumbai

Mumbai, the city of dreams, attracts vast flocks of people at its doorstep. It is home to different religions and ethnicities all living together in harmony. Mumbai is also one of the most popular tourist places in the state of Maharashtra. Many sites such as the Gateway of India, Chhatrapati Shivaji Maharaj Terminus and Marine Drive are tourist hot-spots. This financial capital of India has a cosmopolitan culture, which is home to many Bollywood celebrities and business tycoons of the country.

Mumbai also houses many reputed banks and NBFCs, which provide financial services of the highest quality. If you are looking for a personal loan in Mumbai, then you can visit our branch at the address mentioned below:

Indiabulls offers personal loan offline & online.

Applying for a personal loan online has its own advantages as follows

  • Instantaneous Personal Loan Approval

  • Hassle free online application process

  • No hard documentation

  • Manage your loan online

What is a Personal Loan?

When you find yourself in a financial crunch and you need urgent access to funds, you can think of availing a personal loan. This is an unsecured loan offered by banks or financial institutions. It does not require you to pledge any collateral and can be used for any purpose.

How to Apply for Personal Loan in Mumbai with Indiabulls Dhani?

If you want to apply for a personal loan in Mumbai with Indiabulls Dhani you need to follow the steps given below:

  1. Download Indiabulls Dhani personal loan app.

  2. Enter your mobile number.

  3. Enter the received OTP.

  4. Once, logged in, enter your loan details such as amount, interest rate and tenure.

  5. Enter your personal details such as bank details, PAN card number, and address details.

  6. Once you receive approval for the application, you get the amount directly into your bank account.

Instant Personal Loan With Dhani App

Personal Loan Eligibility Criteria for Applicants in Mumbai

  1. Age Criteria: 21 years and above

  2. Nationality: Indian

  3. Income/Occupation: Salaried or self-employed

Also Read: Tips to Boost Your Personal Loan Eligibility

Documents Needed to Avail Personal Loan in Mumbai

The personal loan application with Indiabulls Dhani is completely digital. All you need to do is upload the following documents online:

  1. PAN Card

  2. Proof of Address

  3. Bank Details

Indiabulls Dhani Personal Loan Features in Mumbai

  1. High Personal Loan Disbursal Amount from Rs 1,000 to Rs 15 Lakhs

  2. Flexible Tenure for 3 months to 36 months

  3. Best Personal Loan Interest Rates at 11.99%

  4. Easy and Paperless Documentation

  5. Safe & Secure application process

  6. Zero Pre-Payment Charges for up to Rs 20,000

Calculate Personal Loan EMI

Benefits of Availing a Personal Loan in Mumbai

  1. Hassle-free Online Application

  2. Quick Verification

  3. Swift Loan Approval

  4. Paperless Documentation

  5. Flexible Tenure

  6. Easy Options for Repayment

  7. Immediate Disbursal

Personal Loan in Mumbai: Fees and Charges

Type of Charge Charge % / INR
Processing fee up to 5%
Loan foreclosure/pre-payment charges >6 months: 5%
Rate of Interest 11.99% onwards
Bounce charges Rs. 400 per bounce
Late Payment penalty 3% per month
Stamp duty charges for loan documentation As per applicable laws
Duplicate NOC Rs. 500 per request
Repayment mandate/instrument swapping charges Rs. 500 per request
Loan Cancellation Charges Rs. 3000
Loan Re booking charges Rs. 1500
Statement of account charges Rs. 500
Duplicate Repayment Schedule Rs. 500
Bounce Charges (For Self Employed) Rs. 750

When Can You Avail a Personal Loan in Mumbai?

  1. Buy a vehicle such as a car or a two-wheeler

  2. Paying fees for higher education

  3. Going on a much-awaited long vacation

  4. Medical Emergency

  5. Renovate the house