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Personal Loan Branches in Bangalore

Termed as the Mega-City of India, Bangalore is the hub for entrepreneurs and business people alike. It is the third most populous metropolitan city in India. Also known as, the Silicon Valley of India, this city is the birthplace for many start-ups and firms in the country and is a melting pot for young professionals. Bangalore is still a booming futuristic city with innovations in technology, education, and finance sectors.

Bangalore has a multiracial living culture and boasts of luxury and high standard of living. Sometimes, there might be sudden expenses for which you might need additional funds. In such cases you can apply for a personal loan in Bangalore at our branch at the below mentioned address.

Indiabulls offers personal loan offline & online.

Applying for a personal loan online has its own advantages as follows

  • Instantaneous Personal Loan Approval

  • Hassle free online application process

  • No hard documentation

  • Manage your loan online

Personal Loan in Bangalore

A personal loan is nothing but a type of unsecured loan that you can use for any kind of purpose. If you find yourself in need of some urgent cash or financial assistance in times of emergencies then you can consider taking a personal loan.

How to Apply for a Personal Loan in Bangalore with Indiabulls Dhani?

If you want to apply for a personal loan in Bangalore with Indiabulls Dhani you can follow the steps given below:

  1. Apply online by downloading the Indiabulls Dhani personal loan app.

  2. Enter your mobile number and also the OTP received thereafter.

  3. Enter your loan details

  4. Enter your personal details

  5. Get an approval

  6. Amount disbursed into your bank account in minutes

Instant Personal Loan With Dhani App

Eligibility Criteria for Personal Loan Applications in Bangalore

  1. The applicant should be 21 years and above

  2. The nationality of the applicant should be Indian

  3. The applicant should be a Salaried or self-employed entrepreneur

Also Read: Tips to Boost Your Personal Loan Eligibility

Documents Needed to Apply for a Personal Loan

To complete your online personal loan application you need to upload the following documents online:

  1. PAN Card

  2. Proof of Address

  3. Bank Details

Benefits & Features of Indiabulls Dhani Personal Loan in Bangalore

  1. High Disbursal Amount from Rs 1,000 to Rs 15 Lakhs

  2. The tenure is for 3 months to 36 months

  3. Personal Loan Interest Rates start at 11.99%

  4. Digital documentation and application process

  5. Zero Pre-Payment Charges for up to Rs 20,000

  6. Get instant disbursal once you receive approval for the loan

Calculate Personal Loan EMI

Personal Loan in Bangalore: Fees and Charges

Type of Charge Charge % / INR
Processing fee up to 5%
Loan foreclosure/pre-payment charges >6 months: 5%
Rate of Interest 11.99% onwards
Bounce charges Rs. 400 per bounce
Late Payment penalty 3% per month
Stamp duty charges for loan documentation As per applicable laws
Duplicate NOC Rs. 500 per request
Repayment mandate/instrument swapping charges Rs. 500 per request
Loan Cancellation Charges Rs. 3000
Loan Re booking charges Rs. 1500
Statement of account charges Rs. 500
Duplicate Repayment Schedule Rs. 500
Bounce Charges (For Self Employed) Rs. 750

Why should you avail a Personal Loan?

You can avail a personal loan if you find yourself in any of the below situations

  1. If you want to buy a car or a two-wheeler and are low on funds

  2. If you want to pay fees for your educational degree

  3. If you have an upcoming wedding and want to get finances for it

  4. If you want to go on a long vacation and need some extra funds

  5. If you want to start renovating your house

  6. If you want funds for relocation