Personal Loan Eligibility and Documentation

Personal Loan Eligibility and Documentation

Personal Loan Eligibility and Documentation

In order to apply for a personal loan, you must meet the below listed personal loan eligibility criteria:

  • 1. You should be a Citizen of India
  • 2. You should be at least 21 years of age
  • 3. You should be a salaried professional or a self-employed entrepreneur

If you fulfil the above personal loan requirements, you are eligible to obtain a personal loan with Dhani. Once you ensure that you are eligible for a personal loan, we suggest looking up personal loan interest rates and our personal loan EMI calculator, to help you plan your loan repayments.

Apply For A Personal Loan


Personal Loan Documents Required

At Dhani, the verification of documents for personal loans is aimed at being hassle free. Hence the application process is completely digitalised with minimum documents required for procuring a personal loan. You only need to digitally upload scanned copies of the following documents while applying for a personal loan:

  • 1. PAN Card Details
  • 2. Address Proof
  • 3. Bank Details

Once these above mentioned documents required for personal loan are verified, along with additional formalities, your will receive your loan amount instantly in your bank account.


1. Does my information remain secure?

Yes, the information you feed remains safe. We have a secure system in place which keeps all your data away from any harm. We do not share your data with any third party.

2. Is there a minimum and maximum loan amount?

The minimum loan amount is ₹ 3000 & the maximum loan amount is ₹ 3 Lakhs. This wide range gives you a chance to apply for personal loans online suiting your needs.

3. What are the securities/collaterals/guarantors I need to provide?

As per Dhani Loans & Services Limited (formerly known as Indiabulls Consumer Finance Limited) policy, no security, collateral or guarantors are required for obtaining a Personal Loan from Dhani.