Personal Accidental Insurance

All that you need to know!

Personal Accidental Insurance Cover

Dhani App brings Personal Accidental Insurance Cover under Digit Group Total Protect Policy for you powered by GoDigit Insurance Limited. This Personal Accidental Insurance Cover comes with the number of features and cashless facilities available across the country in more than 4700+ hospital.


This medical insurance brings you below mentioned benefits:

  • Personal Accident cover of INR 1,00,000 against Death + Permanent Total Disability + Permanent Partial Disability
  • Assured fixed daily cash benefit of INR 500 in case of hospitalization due to accident for up to 30 days with Time excess of 1 Day.
  • Accidental Hospitalization Cover of INR 10,000 all medical expenses incurred during hospitalization due to accidents

List of hospitals:

Claim Process:

The claim process is simple; if your hospital has cashless facility you can call on 1800-258-4242 or drop us mail at with the details

In case your hospital does not have cashless facility then you can also reimburse the claim, for that you have a 3 step process to get the claim amount in your account:

  • Intimation:
    • – Unfortunately customer meets with an accident, contact Go Digit contact center to initiate the claim
    • -Customer is asked to email all documents required for claims assessment on
  • Document upload:
    • – Documents will be verified for completeness. Customer will be informed in case any additional document is required
  • Settlement:
    • – GoDigit will process the claim
    • – If claim is accepted, Digit will transfer the benefit amount to the customer’s bank amount


This communication is intended solely for the customers of Dhani Loans & Services Limited to enable them to enroll for Digit Group Total Protect Policy UIN: GODPAIP19072V011920 arranged through Go Digit General Insurance Limited

For more details, please read policy terms and conditions carefully before enrolling.

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