One Freedom

dhani One Freedom FAQs

Dhani One Freedom gives you the Freedom from interest & Freedom from health worries. A single product with a unique offering of 0% interest Credit Line and unlimited & instant access to doctors:

Benefits include:

– 0% interest Credit Line facility to maximize your purchases using the dhani Rupay card or on dhani app
– Unlimited & Instant access to Doctors
– Free dhani Rupay Card
– Enjoy instant Cashbacks on all your transactions

1. Visit the app and click the dhani One Freedom tile

2. Provide your basic details such as PAN, date of birth, current income etc and get instant approval

3. Perform online Aadhaar based KYC or upload KYC documents

4. Select subscription plan and accept terms and conditions

5. Set-up mandate for monthly subscription fee deduction as well as loan emi deduction. Mandate can be set-up using Netbanking, Debit Card, Aadhaar Number or Physical download method as supported by different banks

This is standard Re. 1 drop to verify and set up your standing instruction followed as a common practice across industries

Relax. Since you’ve set up a mandate with us, subscription fees as per the plan chosen by you will be charged hassle free and automatically until cancelled

Cancellations can happen through the app. You can choose the Cancel option to cancel your One Freedom subscription. Your cancellation will be effective immediately and all your One Freedom benefits will be deactivated immediately. You may choose to reactivate your One Freedom plan anytime before your next billing date for free or by paying your subscription fee after the billing date is passed. Please note that One Freedom plan cannot be deactivated if you have performed transactions using your Credit Line or you One Freedom has balance outstanding

You will have to option to upgrade or downgrade your credit line depending on the one Freedom plan you are currently availing and plans offered to you

Your billing cycle will be 1 month from the day your one Freedom plan gets activated and your first payment is deducted. E.g. if your plan gets activated on 19th Oct and your first subscription fee is deducted on 20th Oct then your billing cycle will be 20th of every month. Please note, billing cycles may change if you cancel your subscription and reactivate them

All your transactions performed in a month will be combined together to form your monthly outstanding amount which you will have to payback in 3 easy interest free EMIs. The EMIs will be deducted automatically from your registered bank account.

You can view all your transactions on the dhani app in the One Freedom section by tapping on View Details option

You can view all your loans booked for your One Freedom related transactions on the dhani app in the One Freedom section by tapping on View Details option

Dhani One Freedom offers unlimited & instant access to our empanelled doctors with whom you can connect 24hours a day, all days for any medical condition.

Yes, you can foreclose your loan associated with dhani One Freedom. Foreclosure related T&Cs will apply