Terms and Conditions applicable to 2% Cashback on Dhani Pay Card Promotion
Effective Date: Effective from 22 February, 2020
These terms and conditions are applicable to cashback amount offered as promotional benefits to customers, who are users of Dhani Pay Prepaid Card (“Cashback”)., The cashback is a promotional benefit and is being offered by Dhani Loans & Services Limited (“DLSL”) for customers of Dhani Pay Prepaid Card with the objective of popularizing its products and services through its mobile application and website www.indiabullsdhani.in, operated under the brand name of "Dhani" ("Dhani Platform").
Dhani Pay Prepaid Card is a prepaid payment instrument and is a payment product functionality operated and facilitated by a registered prepaid payment instruments operator, TranServ Private Limited (TranServ), through its mobile application and website www.dhanipay.in, under the brand name of 'Dhani Pay' ("Dhani Pay Platform"). It is hereby clarified that DLSL reserves the right in its sole and absolute discretion to award, redeem or cancel Cashback, and TranServ will only be performing the role of operating and facilitating the Cashback through Dhani Pay Platform. The term "you" or "your" or "yourself" used under this terms and conditions ("Terms") shall mean any person accessing the Platform.
Dhani Platform, Dhani Pay Prepaid Card and Dhani Pay Platform are collectively referred as the Platform.
By using the Platform, , you signify your acceptance of these Terms. If you do not agree to the Terms, please do not use the Platform. Your continued use of the Platform following the posting of changes to the Terms will be deemed your acceptance of those changes. You warrant that (i) you are at least 18 years of age; (ii) you possess the legal authority to create a binding legal obligation; (iii) you will use this Platform in accordance with the Terms; (iv) you will only use this Platform to make legitimate reservations for you or for another person for whom you are legally authorized to act; (v) you will inform such other persons about the terms and conditions that apply to the reservations you have made on their behalf, including all rules and restrictions applicable thereto; (vi) all information supplied by you on this Platform is true, accurate, current and complete. DLSL or TranServ retains the right at our sole and absolute discretion to deny access to anyone to this Platform and the services offered, at any time and for any reason, including, but not limited to, for violation of the Terms.
DLSL reserve the right, at any time, to modify, alter, or update these Terms. DLSL or TranServ will notify you of such changes by email at the address you registered with or by prominent notice on the Platform.
Eligible Users shall mean and include:
(i) an active user of Dhani Pay Prepaid Card or any such criteria as decided by DLSL from time to time.
List of Eligible Activities on the Platform (with effect from 22 February, 2020) | |
---|---|
Use of Dhani Pay RuPay Prepaid Card to make a successful payment at an online or offline merchant | Cashback Amount equivalent to 2% of the transaction amount, subject to minimum transaction amount of Rs. 100 |
Eligible User agrees and acknowledges that DLSL may modify / add / delete to the list of Eligible Activities and Cashback awarded at its sole and absolute discretion at any time without giving any prior intimation / notice to its users.
Awarding of Cashback is subject to the Eligible User completing the respective Eligible Activity successfully. In case of payment failure, reversals or cancellations - corresponding Cashback credited to the user will be cancelled.
Also, it is hereby clarified that the Cashback cannot be utilised for the purchase of Gold/Silver coins/bar on the Platform, if such a facility is available on the Platform.
DLSL reserves the right to pull back Cashback from a user's account (pre or post redemption) in case of suspicious or fraudulent activities as detected by DLSL and at its sole discretion from time to time without any notice/intimation.
Awarding of Cashback is subject to Terms mentioned herein and is not guaranteed in any manner whatsoever.
Cashback awarded to the Eligible User will be credited into Eligible User’s Dhani Pay Wallet Cash balance.
Cashback credited and Dhani Pay Cash will be governed by terms and conditions of Dhani Pay Prepaid Account issued by TranServ Private Limited, which is an associate of DLSL. Eligible Users need to complete registration for Dhani Pay Prepaid Account, Dhani Pay Prepaid Card and complete due KYC requirements to be able to avail of the benefit of Cashback
Usage of Dhani Pay Cash, credited as a result of this promotion, will be governed by the terms and conditions of usage of Dhani Pay Prepaid Account and DLSL will not be responsible for any aspects related to operation of it.
DLSL may use your personal, transactional and other Platform level information for the purpose of promotional activities without any additional consent from or compensation to you. You consent to receive transactional, commercial and marketing communications both related to DLSL specifically, and to our other products and services generally, from us electronically, except in those jurisdictions where your express consent is required to receive commercial or marketing communications electronically. Commercial and marketing communications may include notifications about relevant special offers or opportunities given by DLSL. In such event, DLSL will send you commercial or marketing communications electronically only if you have provided your express consent by proactively opting-in to receive such communications from DLSL regarding its products and services.
This offer will be void in any State where conducting such offer is prohibited under applicable laws.
Eligible User’s participation in conducting any Eligible Activities constitutes its understanding and agreement to the complete Terms associated with each offer provided herein.
DLSL reserves the right to impose additional amount limits within the overall applicable limit.
DLSL shall have no liability for delays or failure in performance caused by any event beyond DLSL’s control.
DLSL reserves the right to award offers and related benefits as per internal policy decided by DLSL in its sole and absolute discretion, from time to time.
Prohibited Activities:
The content and information on this Platform, as well as the infrastructure used to provide such content and information, is proprietary to Us. You are licensed to use our Platform solely for the purpose set out above. You are not permitted to copy our Platform, in any manner or form. While you may make limited copies of transaction related documents for products or services purchased or exchanged through this Platform, you agree not to otherwise modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell or re-sell any information, software, products, or services obtained from or through this Platform. Additionally, you agree not to:
These Terms and Conditions are applicable for the Dhani Cash Reward & Loyalty Program offered as a promotional benefit to Customers of TranServ Private Limited and/or the Eligible User(s) of its Dhani Platform for various services and/or Eligible Activities provided thereon, who have availed/subscribed to Dhani Premium Membership.
DEFINITIONS
By using the Dhani Platform and/or by agreeing to avail personal loan or any product(s) offered by TranServ Private Limited, the user signify his/her/its acceptance of these Terms. If the user does not agree to the Terms, the user must refrain from use of the Dhani Platform. User continued use of the Dhani Platform following the posting of changes to the Terms will be deemed the acceptance of the said changes by the User. User warrant that (i) he/she is has attained at least 18 years of age;(ii) he/she possess the legal authority to create a binding legal obligation; (iii) the use of the Dhani Platform shall be in accordance with the applicable Terms; (iv) Dhani Platform shall be used to perform legitimate actions for himself/herself or for another person for whom he/she is legally authorized to act; (v) User shall inform such other persons about the terms and conditions that apply to the Eligible Activities and services the user has performed on their behalf, including all rules and restrictions applicable thereto; (vi) all information supplied by user on Dhani Platform is true, accurate, current and complete. TranServ retains the right at its/their sole and absolute discretion to deny access to anyone to Dhani Platform and/or the services offered, at any time and for any reason whatsoever, including, but not limited to, for violation of the Terms.
TranServ Private Limited reserves the right, at any time, to modify, alter, or update these Terms & Conditions. TranServ may notify Customer/User of such changes by email at the address they got registered as a customer or by a prominent notice on the Dhani Platform. Dhani Cash shall be awarded to Eligible Dhani Premium Customers as per the applicable Terms and/or usage of such facilities offered by TranServ Private Limited from time to time.
Users of Dhani app, who have not subscribed to Dhani loan or Dhani credit line or have not availed Dhani Premium Membership, may be awarded Dhani Cash, only at the sole discretion of TranServ Private Limited, Eligible Users/Dhani Premium Customer(s) acknowledge and agree that Dhani Cash corresponds to loyalty Cash and TranServ Private Limited does not have any obligation, in whatsoever manner, to exchange it for cash. All terms of Dhani Cash can be changed or modified by TranServ Private Limited at its sole discretion without having to give any advance notice to said Customers.
Eligible Activities for Earning Dhani Cash
Redemption of Dhani Cash (as on Effective Date for this terms & conditions document)
All Dhani app users are eligible to redeem/use Dhani Cash as per the terms & conditions of this document and limited to prescribed limits/options as defined in Annexure 2. TranServ Private Limited has the rights to withdraw/change/modify any criteria as mentioned in this terms & conditions document at its discretion without any prior intimation to the eligible users.
Expiry of Dhani Cash
Upto 100% Dhani Cash earned by all users will be expired on the 15 day of every month. Eligible users can make use of the Dhani Cash on or before 15th day of every month as per prescribed guidelines and limits defined in Annexure 2 of this document. Transerv will not be liable to convert any unused or unutilised Dhani Cash in customer’s wallet to real cash.
Other Terms & Conditions
Prohibited Activities:
The content and information on this Dhani Platform, as well as the infrastructure used to provide such content and information, is proprietary to TranServ Private Limited. The User is licensed to use Dhani Platform solely for the purpose set out above. Users are not permitted to copy Dhani Platform, in any manner or form. While user may make limited copies of transaction related documents for products or services purchased or exchanged through Dhani Platform, user agree not to otherwise modify, copy, distribute, transmit, display, perform, reproduce, publish, license, reverse engineer, create derivative works from, transfer, or sell or re-sell any information, software, products, or services obtained from or through Dhani Platform. Additionally, users agree not to:
Annexure 1:
Dhani Cash Earning Grid
Users of the platform are eligible to earn Dhani Cash every month basis the eligible activities & prescribed limits of the Dhani Cash Earning Grid
Dhani Cash Earning Grid All Platform Users | |||
---|---|---|---|
S/No. | Product | Remarks | Cap |
1 | Welcome Gift | Rs.15 Dhani Cash on first time sign up | Only on first time direct sign up |
2 | Dhani Games | Up to Rs.100 Dhani Cash per game | Max 3 earning games a day |
Annexure 2:
Dhani Cash Redemption Grid
Users of the platform are eligible to redeem Dhani Cash before 15th Day of every month basis the eligible activities & prescribed limits of the Dhani Cash Redemption.
S/No. | Items | Scale & Limits |
---|---|---|
1A | Payment of EMIs via Dhani App | Dhani premium customers can pay 10% of EMI amount or Rs.500 whichever is Lower using Dhani Cash directly from the app every month |
1B | via Bank Transfer before 15th Day of every month | Dhani premium customers will get Dhani Cash worth 10% of EMI amount upto Rs. 500 as cashback in Dhani Pay General Wallet every month. Customer can avail the benefits of either 1A or 1B(as prescribed in this table) in any given month |
3 | Dhani Medical Insurance Premium | 20% of the monthly insurance premium amount can be paid using dhani cash to avail Standalone Medical or Personal Accidental Insurance via dhani app. The insurance is offered by GoDigit Insurance and Dhani is only the platform for offering this product. |
4 | Dhani Stocks Monthly Subscription Amount | Dhani cash worth 20% of the monthly dhani stocks subscription amount will be converted and credited as cashback to dhani stocks users’ dhani pay general wallet on successful renewal every month. |
5 | Dhani Soctor Subscription renewal | Dhani cash worth 20% of the monthly dhani doctor subscription amount will be converted and credited as cashback to dhani doctor users’ dhani pay general wallet on successful renewal every month. |
6 | Super Saver Subscription Renewal | Dhani cash worth 10% of the monthly Super Saver subscription amount will be converted and credited as cashback to super saver users’ dhani pay general wallet on successful renewal every month. |
- Dhani Cash Expiry –
Upto 100% Dhani Cash earned by all users will be expired on the 15 day of every month. Eligible users can make use of the Dhani Cash on or before 15th day of every month as per prescribed guidelines and limits defined in Annexure 2 of this document. Transerv will not be liable to convert any unused or unutilised Dhani Cash in customer’s wallet.
Users will not be eligible to claim Dhani Cash other than the prescribed options/limits as defined in the Annexure 2.
Special (Limited Period Offers)
1. Dhani is running a special offer where customer will get 100% conversion of Dhani Cash to Real Cash on availing Instant Credit Line. The offer is valid till 15th September 2020 only.
2. Starting 11th October 2020 dhani premium customers will get 15% of cashback on their EMI payment for first month on availing Dhani doctor’s one month free subscription.
STOCK MARKET GAME , a free-to-play game (herein after referred to as the "Game") is made available by Indiabulls Consumer Finance Limited (hereinafter referred to as "Indiabulls") through its mobile application under the brand name of "Dhani" ("Platform"). Please read these terms and conditions carefully ("Terms ") before participating in the Game. By participating in the Game, you will be bound by these Terms and you signify your acceptance of these Terms. By agreeing to these Terms, you ("You" or "Your") also agree to Indiabulls’ Privacy Policy, as amended from time to time. If you do not agree to the Terms, please do not use the Platform or participate in the Game. Your continued use of the Platform/ participation in the Game following the posting of changes to the Terms will be your deemed acceptance of those changes.
Indiabulls retains the right, at its sole and absolute discretion, to deny access to anyone on the Platform and / or participate in the Game, at any time and for any reason, including, but not limited to, violation of the Terms.
Effective Date: 8th April 2019
These terms and conditions ("Terms") are applicable to the dhani news feature offered through the dhani mobile application ("Platform"), owned, managed and operated by Dhani Loans & Services Limited (“DLSL”). For avoidance of doubt, it is hereby clarified that the Platform is not engaged in providing any services by itself but is a platform, which merely acts as an electronic tool to provide access to publicly available information to its users.
To offer Dhani news, DLSL has entered into an arrangement with Gnews ("Gnews") which provides Application Protocol Interfaces (APIs) to search articles from Google News data.
By using the Platform and by agreeing to avail the services of Dhani news, You signify your acceptance of these Terms. By agreeing to these Terms, you also agree to DLSL’s Privacy Policy, as amended from time to time. If you do not agree to the Terms, please do not use the Platform. Your continued use of the Platform following the posting of changes to the Terms will be deemed your acceptance of those changes. You warrant that (i) you are at least 18 years of age; (ii) you possess the legal authority to create a binding legal obligation; (iii) you will use this Platform in accordance with the Terms; (iv) you will only use this Platform to access publicly available news for you or for another person for whom you are legally authorized to act; (v) you will inform such other persons about the terms and conditions that apply to accessing Dhani news on their behalf, including all rules and restrictions applicable thereto; (vi) all information supplied by you on this Platform is true, accurate, current and complete. DLSL retains the right at its sole and absolute discretion to deny access to anyone to the Platform and the services offered, at any time and for any reason, including, but not limited to, for violation of the Terms.
DLSL reserves the right, at any time, to modify, alter, or update these Terms. DLSL will notify you of such changes by email at the address you registered with or by prominent notice on the Platform.
DLSL hereby states the following:
Links to Other Websites
The Platform may contain links to third-party websites that are not owned or controlled by DLSL. DLSL has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites. By using the Platform, you expressly relieve DLSL from any and all liability arising from your use of any third-party website and DLSL shall not be responsible or liable to anyone for such third party site, or any content, products or services made available on such a site. The content, accuracy, opinions expressed and other links provided by other third party sites are not verified, monitored or endorsed by DLSL in any way. DLSL does not make any warranties, and expressly disclaims all warranties express or implied, including without limitation, those of merchantability and fitness for a particular purpose, title or non-infringement with respect to any information or services or products that are available or advertised or sold through other third party websites.
Security
The Platform/DLSL employ appropriate technical and organizational security measures at all times to protect the information DLSL collects from you. The Platform uses multiple electronic, procedural, and physical security measures to protect against unauthorized or unlawful use or alteration of information, and against any accidental loss, destruction, or damage to information. However, no method of transmission over the internet, or method of electronic storage, is 100% secure. Therefore, DLSL cannot guarantee its absolute security. Further, you are responsible for maintaining the confidentiality and security of your login id and password, and may not provide these credentials to any third party.
Limitation of Liability
IN NO EVENT SHALL DLSL/ ENTITY OWNING OR HOUSING THE PLATFORM, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS, BE LIABLE TO YOU FOR ANY INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES WHATSOEVER RESULTING FROM ANY (I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, (II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE PLATFORM, (III) ANY UNAUTHORIZED ACCESS TO OR USE OF DLSL’S SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (IV) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE PLATFORM, (IV) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE, WHICH MAY BE TRANSMITTED TO OR THROUGH THE PLATFORM BY ANY THIRD PARTY, (V) ANY ERRORS OR OMISSIONS IN ANY CONTENT, (VI) USER SUBMISSIONS OR THE DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF ANY THIRD PARTY, (VII) YOUR USE, OR INABILITY TO USE, ANY PORTION OF THE PLATFORM OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF YOUR USE OF ANY CONTENT POSTED, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE PLATFORM, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT DLSL IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION.
Indemnity
User agrees to indemnify and hold DLSL (and its officers, directors, agents, subsidiaries, joint ventures, and employees) harmless from any and against any claims, causes of action, demands, recoveries, losses, damages, fines, penalties or other costs or expenses of any kind or nature, including reasonable attorneys' fees, or arising out of or related to breach of these Terms, your violation of any law or the rights of a third party, or your use of the Platform.
Trademarks
The trademarks, logos and service marks ("Marks") displayed on the Platform are the property of DLSL. Users are prohibited from using any Marks for any purpose including, but not limited to use as metatags on other pages or sites on the world wide web without the written permission of DLSL or such third party which may own the Marks. All information and content including any software programs available on or through this Platform ("Content") is protected by copyright. Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works or using any Content available on or through this Platform for commercial or public purposes.
Welcome to the terms and conditions ("Terms") for Dhani Premium Subscription. These Terms are between you and Dhani Loans & Services Limited and/or its affiliates and govern our respective rights and obligations. Please note that your use of the Dhani website/app and Dhani Premium Subscription are also governed by the agreements listed and linked to below, as well as all other applicable terms, conditions, limitations, and requirements on the Dhani Website, all of which (as changed over time) are incorporated into these Terms. If you sign up for a Dhani Premium Subscription, you accept the terms, conditions, limitations and requirements including and not limited to the below:
Dhani Premium Subscription Auto Renewal Cancellation
Dhani Premium Subscription once taken cannot be cancelled; however, the same shall be done on a case to case basis, subject sole discretion of Dhani. Premium Membership will be auto renewed every month and Fee will be charged on a monthly basis.
Other Limitations
Fees and Renewal
The membership fee for Premium is Rs 100 per month. For Dhani Premium fees and renewal information, see applicable terms and conditions. From time to time, we may offer different membership terms, and the fees for such membership may vary. The Dhani Premium membership fee is non-refundable except as expressly set forth in these Terms. Taxes if applicable will be separate.
If you provide us with eligible payment method and are successfully charged, your membership period will be based on the date on which your Dhani Premium membership account is activated and not the date of the successful charge. If you fail to promptly pay the eligible payment or renewal payment under the methods provided by us we have on file for your payment of your membership fee, then your membership will be cancelled and you must provide us a new eligible payment method.
Dhani Premium Membership Benefits:
Agreement Changes
We may in our discretion change these Terms, Dhani Conditions of Use and Privacy Notice, or any aspect of Dhani Premium membership, without notice to you. If any change to these terms is found invalid, void, or for any reason unenforceable, that change is severable and does not affect the validity and enforceability of any remaining changes or conditions. YOUR CONTINUED MEMBERSHIP AFTER WE CHANGE THESE TERMS CONSTITUTES YOUR ACCEPTANCE OF THE CHANGES.
Termination by Us
We may terminate your Dhani Premium membership at our discretion without notice. If we do so, we will give you a prorated refund based on the number of full months remaining in your membership. However, we will not give any refund for termination related to conduct that we determine, in our discretion, violates these Terms or any applicable law, involves fraud or misuse of the Dhani Premium membership, or is harmful to our interests or another user. Our failure to insist upon or enforce your strict compliance with these Terms will not constitute a waiver of any of our rights.
Limitation of Liability
IN ADDITION TO OTHER LIMITATIONS AND EXCLUSIONS IN DHANI’S CONDITIONS OF USE, OUR TOTAL LIABILITY, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE, WILL NOT EXCEED THE LAST MEMBERSHIP FEE YOU PAID. THIS LIMITATION OF LIABILITY WILL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW AND WILL SURVIVE CANCELLATION OR TERMINATION OF YOUR DHANI PREMIUM MEMBERSHIP.
Disputes
In the event of any dispute arising out of or in relation to this Terms and Conditions, including any question regarding to its existence, validity or termination, you shall first seek settlement / resolution of that dispute through the grievance redressal cell with Dhani. If within 14 days of grievance redressal, you feel that you did not get a satisfactory response from us you shall approach for mediation / conciliation with us and which shall be carried out at our premises in accordance with the mediation rules
Any dispute or claim, not settled by mediation / conciliation and relating in any way to these Terms or your use of Dhani Premium, will be resolved by binding arbitration, under the Arbitration and Conciliation Act (amended) and Indian Arbitration Rules shall apply. To begin an arbitration proceeding, you must send a letter requesting arbitration and describing your claim to us and the arbitration will be will be conducted by under its rules. We each agree that any dispute resolution proceedings will be conducted only on an individual basis. We also both agree that you or we may bring suit in court to enjoin infringement or other misuse of intellectual property rights.
Dhani reserves the right to amend these and the terms and conditions of Dhani Premium Program including the price changes from time to time.
Effective Date: 24th October, 2020
These Terms and Conditions are applicable for the Dhani Refer & Earn Reward Program offered as a promotional benefit to Customers TranServ Private Limited and/or the Registered User(s) of its dhani mobile application for various services provided thereon.
Definitions
By registering or signing up on the Dhani Application, the User signify his/her/its acceptance of these Terms. If the User does not agree to the Terms, the User must refrain from registering on or signing up on the Dhani Application. User’s continued use of the Dhani Application following the posting of changes to the Terms will be deemed to be the acceptance of said changes by the User. User warrant that (i) he/she is has attained at least 18 years of age;(ii) he/she possess the legal authority to create a binding legal obligation; (iii) the use of the Dhani Application shall be in accordance with the applicable Terms; (iv) Dhani Application shall be used to perform legitimate actions for himself/herself or for another person for whom he/she is legally authorized to act; (v) User shall inform such other persons about the terms and conditions that apply to the activities and services the User has performed on their behalf, including all rules and restrictions applicable thereto; (vi) all information supplied by User on Dhani Application is true, accurate, current and complete. DSL or TranServ retains the right at its/their sole and absolute discretion to deny access to anyone to Dhani Application and/or the services offered, at any time and for any reason whatsoever, including, but not limited to, for violation of the Terms.
The Customer/ New User(s) acknowledge that they do not provide any services to TranServ Private Limited and this Program does not grant or intend to grant any advertising or promotion rights to the Referrer or Referee. The Referrer understands that he/she/it does not act as an advertiser or commentator or influencer for TranServ Private Limited in any manner. TranServ Private Limited reserve the right, at any time, to modify, alter, or update these Terms & Conditions. TranServ may notify Customer/User of such changes by email at the address they got registered as a customer OR by a prominent notice on the Dhani Application or on the website www.dhani.com . Dhani Cash shall be awarded to eligible referrers/ referees as per the applicable Terms and/or usage of such facilities offered by TranServ Private Limited from time to time.
Scope of Program
Other Terms & Conditions
Annexure 1:
PART 1:
Direct Rewards: To be awarded to “All new/First time users – direct or via referral”:
Scenarios | Definitions | General Wallet | Dhani Cash Wallet |
---|---|---|---|
Direct Sign up | Unique New User who has signed up to dhani for the First Time directly or using any referral link | Rs. 15 to the new sign up | Rs. 15 to the new sign up |
PART 2:
Referral Rewards: To be awarded to “Referrer only”
Scenarios (Refree Actions) | Definitions | Referrer Earnings:General Wallet | Referrer Earnings:General Wallet |
---|---|---|---|
On Sign up | On a Unique New User/Refree who has signed up to dhani for the First Time using a referral link | Rs.15 | Rs.15 |
On availing dhani products (To be awarded to referrer only on the First Product that the referee takes) | |||
A)Credit Line | On a Unique User/Referee who has signed up to dhani using referral link and avails a credit line | Rs.500 | Zero |
B) Super Savere | On a Unique User/Referee who has signed up to dhani using referral link and avails a Super Saver Card | Rs.25 | Rs.25 |
C) Dhani Doctor | On a Unique User/Referee who has signed up to dhani using referral link & avail first free consultation with dhani doctor | Rs.25 | Rs.25 |
D) Dhani Stocks | On a Unique User/Referee who has signed up to dhani using referral link & open a dhani stock account | Rs.500 | Zero |
NOTES to ANNEXURE 1:
Welcome to the Digit Health Plus (Revision) Policy bearing UIN GODHLGP19013V021819 (“Group Insurance Policy”) being offered by Go Digit General Insurance Limited (“Digit”). We, Dhani Loans & Services Limited (formerly Indiabulls Consumer Finance Limited & IVL Finance Limited) (“DLSL”) are enabling our Customer(s) to enrol for the aforesaid Group Insurance Policy.
The benefits under the aforesaid Group Insurance Policy shall cover Customer(s) of DLSL who have consented to avail the said Group Insurance Policy from Digit by usage of Dhani Platform(s).
Customer(s) shall mean and include any person who has availed/is availing a loan facility from DLSL and/or accesses and uses the Dhani Platform for any services including Wallet, a payment product functionality operated and facilitated by registered prepaid payment instruments operator, TranServ Limited (TranServ).
Kindly be informed of the broad role of DLSL and TranServ whilst availing the aforesaid Group Insurance Policy offered by Digit:
These policy wordings should be read in conjunction with the policy schedule/certificate of insurance issued to you.
Welcome to the Digit Group Total Protect (Revision) Policy bearing UIN GODPAGP19107V011819 (“Group Insurance Policy”) being offered by Go Digit General Insurance Limited (“Digit”). We, Dhani Loans & Services Limited (formerly Indiabulls Consumer Finance Limited & IVL Finance Limited) (“DLSL”) are enabling our Customer(s) to enrol for the aforesaid Group Insurance Policy.
The benefits under the aforesaid Group Insurance Policy shall cover Customer(s) of DLSL who have consented to avail the said Group Insurance Policy from Digit by usage of Dhani Platform(s).
Customer(s) shall mean and include any person who has availed/is availing a loan facility from DLSL and/or accesses and uses the Dhani Platform for any services including Wallet, a payment product functionality operated and facilitated by registered prepaid payment instruments operator, TranServ Limited (TranServ).
Kindly be informed of the broad role of DLSL and TranServ whilst availing the aforesaid Group Insurance Policy offered by Digit:
Fair Practices Codes | Grievance Redressal Policy | Interest Rate Policy | Ombudsman Scheme | CSR Policy | Pre-Approved Loan Policy | Terms and Conditions | Benchmark Rates | Banks Listed for Immediate Loan Disbursement | Whistleblower Policy | Whistleblower Reporting
dhani Services Limited | CIN:
U74899DL1994PLC062407
Registered Office: M-62 & 63, First Floor, Connaught Place, New Delhi-110001
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