dhani instant credit line loans

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loan customers

Get Credit line now

Get instant money for all your needs with dhani Credit Line. You can avail the credit line using the dhani app in just over a few clicks. The process is completely online & paperless. dhani Credit Line is a low cost loan, you pay only the interest component of your loan every month and principal to be paid after few months.

Top benefits:

Instant credit

Get money in 3 minutes. No more waiting in long queues for your financial needs. Get money instantly from the comfort of your home.

Low EMIs

No principal payments for first few months Pay only the interest component of your EMI every month and principal after few months.

Earn cashbacks

Enjoy upto 10% cashback on EMIs every month using dhani cash More Savings for you, making dhani credit line an ideal option for you

dhani Pay RuPay Card

Get exciting offers & deals every month Use your dhani RuPay card and shop across all online & offline merchants and earn exciting rewards and cashbacks every time.

3 Steps towards your credit line disbursal:

Step 1: Application: Choose one of the below option to complete your application and get instant approval

Aadhaar based KYC option

By using Aadhaar: if your Aadhaar card is linked to your mobile number, apply using Aadhaar to complete your KYC and get money instantly..


Document upload

By Uploading documents: if your Aadhaar card is not linked to your mobile number, simply upload your identity documents and your selfie and complete your application.

Step 2: Sanction:

On completing your application and meeting our eligibility criteria your loan will be sanctioned instantly. Check all the details pertaining to your loan like amount, tenure, rate etc. and proceed for disbursal..

Step 3: Disbursal:

You are almost done, link your bank account for easy auto debit of monthly EMIs using either Netbanking or Debit Cards option OR Adhaar based emandate option OR you may also use the physical emandate option

Use your credit Line as per your needs, no questions asked!